Option One Mortgage was founded in 1992 with the goal of championing home ownership for Middle America by offering credit to millions of Americans who were not being served by traditional banks. We were one of the first companies to specialize in non-prime lending and servicing.

Option One’s Servicing Division partners with borrowers to help manage all aspects of their mortgage loan. Our Servicing Division associates work to provide borrowers with the information necessary to make informed decisions about their mortgage.

Since we were founded, we’ve funded over $91 billion in residential mortgages and have helped 688,000 Americans achieve their dream of homeownership. Along the way, we’ve developed a reputation as a leading servicer of loans and the lender of choice to some of our nation’s largest financial institutions and mortgage brokers.

We have over $57 billion in assets under management and consistently rank as a top servicer of non-prime residential mortgage loans. We’ve received the top ratings for our servicing operations from Standard & Poor’s, Moody’s and Fitch Ratings. We service all of our own loans as well as those of other national lenders through our offices in Irvine, California and Jacksonville, Florida.

As a member of the H&R Block family of companies, Option One helps to provide financial services throughout the nation.

Visit our Corporate Web site at www.optiononemortgage.com to learn more about Option One Mortgage and how we can help you with your American dream.